FirstOntario Credit Union

FirstOntario Credit Union


Build your U.S. Savings – with our 3.25% U.S. Investment Savings Account

Stop worrying about exchange rates. If you regularly use American money, or are a frequent visitor across the border, then this is the savings account for you.
Rate also available for our Business U.S. Dollar Investment Savings Account.
For more information or to book a virtual or in-branch appointment, contact us at 1-800-616-8878 or visit

*Rates are subject to change at anytime. Conditions apply.



Kick-start your 2024 saving goals with a 6.00%* 4-Month GIC

We’re here to support you whether you’re buying your first home, planning for retirement, or looking to grow your wealth tax free.

Give us a call 1-800-616-8878 or visit for more information.

*New deposits only. Rates are subject to change at any time. Conditions apply. Available for registered accounts excluding RESP.


Thinking About Retirement? Wondering if you should choose a Commuted Value Pension or Copycat Annuity? Ask a qualified FirstOntario advisor!

As someone retiring from GM, you have a range of options to choose from for your retirement income. Your individual circumstances and personal tax situation are important to consider when deciding which option is best for you.

We are a proud Unifor partner and offer the services of our highly qualified and experienced advisors to help you choose the best option based on your situation.

We’re pleased to offer an informational pension strategy video presentation.

In the presentation, we will provide a general overview, including different strategies and options that may work best for you and your family. You will hear from both insurance and investment specialists from Aviso Wealth and FirstOntario Insurance. This presentation is designed to provide helpful information and explain options; we will not be providing specific investment advice.


Watch: Strategies to Consider When Retiring with a Defined Benefit Pension Plan

 ” target=”_blank” rel=”noopener”>Click here for video


 Call us at 1-800-616-8878, extension 1700 or email to book an appointment.

Investment Solutions

FirstOntario Wealth Connect provides easy access to a dedicated, centralized team of qualified Aviso Wealth advisors. They are readily available through phone or online video consultations and offer access to a full suite of wealth services.

Our advisors can answer your investment questions and provide personalized planning, advice and solutions to help you achieve your unique financial goals.

Call us Marlene Goosen at 1-800-616-8878, extension 1704 or email to book an appointment.



FirstOntario Insurance Brokers provides the protection you need with a name you know and trust. Unifor Local 199 members, retirees and dependents have the opportunity to get home and automobile insurance at a preferred group rate. 

To see how FirstOntario Insurance Brokers can make a difference with your insurance, call 1-800-956-3642 or start a quote through the online form.

FirstOntario Credit Union is a community-based financial cooperative serving members in Hamilton, Niagara, Halton and throughout the southwest regions of Ontario.

We started in 1939 when a dedicated group of employees at Steel Company of Canada in Hamilton, inspired by their shared commitment to the idea that people could achieve more through financial co-operation, created the Stelco Employees Credit Union Hamilton Works Limited. The credit union opened its doors with 26 founding members and $54.45 in deposits. Over the years, our credit union grew, expanded, changed and merged with other like-minded credit unions, inviting their members to the FirstOntario family.

Today, over eighty years since we began, FirstOntario has grown into one of the largest credit unions in Canada, serving 126,000 members with $5.8 billion in assets under management. Although much has changed since our humble beginnings, our values remain the same: we put our members first. We’re proud of this legacy and our commitment to being supporters and partners in our community—and we look forward to many more years of serving our members and strengthening our communities!

FirstOntario offers convenient banking options for all of our members. We’re mobile, online and available at your nearest branch, ready to pull up a chair and chat. To find out which account is best for you, visit