FirstOntario, Services

Thinking About Retirement? Not Sure What Pension Option is Best for you? Reach out to a FirstOntario Financial Advisor

FirstOntario’s wealth team offers a diverse range of expertise to help you reach your financial goals all the way through to your retirement and beyond. We are here to help you understand your current situation and evaluate your options when it comes to securing your financial future, managing your investments and your retirement- even your early retirement.

Our team of advisors have the knowledge to help you with your Commuted Value Pension – whether you are unsure about annuities, have tax implication questions, or opted for a self-directed investment portfolio. They’re here to help you make the most of your money for you and your family.

To talk to a trusted advisor, please call Carolyn Humby at 905-988-3562 or email

MVP Member Value Program (MVP) 

As members of Unifor Local 199, you’re eligible for FirstOntario’s exclusive Member Value Program (MVP). Enjoy preferred rates on mortgages, personal loans/personal lines of credit, term deposits and more. Plus, MVP recipients receive a complimentary portfolio review, financial literacy sessions and special offers through FirstOntario sponsored venues and partners (subject to availability).

To learn more, contact

5 Year Fixed Loan as Low as 5.24%*

Reduce Financial Stress. Make Life a Little Easier. Want to consolidate credit card balances or loans to make managing debt easier and more affordable? We’re here to help. Our fully protected loan special is available remotely, without the need to visit a branch. Visit online at or call us at 1-800-616-8878 for more details.



A worry-free investment with nowhere to go but up. Principal protected. Earnings expected. Interested in an investment that offers market performance growth opportunity and all the security of a traditional GIC? Our new market-linked GICs could be right for you. Visit us online at or call us at 1-800-616-8878 for more details.


Wealth Services, Retirement and Investment Advice  

At FirstOntario our focus is on helping our Members achieve and maintain financial independence. Our highly qualified advisors are among the best in the financial services industry. Each has more than a decade of experience and they use their knowledge and expertise to work with you to bring more wealth into your life. No matter what stage of life you are in, our team can help bring you a fresh perspective on your finances. Learn more at


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